Storms can cause serious problems for homeowners, especially when they damage a roof. If your home in Lancaster has been hit by severe weather, knowing what happens when a roof is damaged by a storm can help you act quickly. Addressing storm damage roof repairs as soon as possible prevents further issues like leaks, mold, and structural problems. In this guide, we’ll cover how to deal with storm damage on a roof, from assessing the damage to working with insurance and hiring professionals.
Signs Your Roof Has Been Damaged by a Storm
After a storm, it’s important to check for visible damage. Even if you don’t see leaks right away, hidden damage could cause problems later. Here are some common signs of storm damage:
1. Missing or Damaged Shingles
High winds can tear shingles off your roof or cause them to curl, crack, or loosen. If you notice missing or broken shingles, your roof’s protection is compromised.
2. Water Leaks or Stains
If you see water stains on your ceiling or walls, your roof may have leaks. Even small leaks can lead to mold growth and structural issues if not addressed quickly.
3. Dents or Punctures
Hailstorms can leave dents on shingles, metal roofing, and gutters. In severe cases, hail can even puncture your roof, creating openings for water.
4. Debris on the Roof
Fallen tree branches or other debris can cause significant damage. Even small debris can loosen shingles and create weak spots.
5. Clogged or Broken Gutters
Storms can fill gutters with leaves, dirt, and debris, preventing proper drainage. Clogged gutters can lead to water pooling on your roof, increasing the risk of leaks.
How to Deal With Storm Damage on a Roof
Step 1: Prioritize Safety First
Before inspecting your roof, make sure it’s safe to do so. Avoid climbing on the roof if there are visible damages, fallen power lines, or unstable structures. Instead, assess the damage from the ground using binoculars or take pictures from a safe location.
Step 2: Document the Damage
Take clear photos and videos of the damage to use when filing an insurance claim. Capture different angles, and include both wide shots and close-ups to show the extent of the damage.
Step 3: Make Temporary Repairs If Necessary
If water is leaking inside your home, use tarps or plastic sheeting to cover damaged areas temporarily. This helps prevent further interior damage until professional storm damage roof repairs can be completed.
Step 4: Contact a Roofing Professional
Hiring a professional ensures that your roof is inspected thoroughly. A trusted roofing company like JMK Roofing can assess the damage, provide an estimate, and guide you through the repair process.
What Happens When a Roof Is Damaged by a Storm?
Understanding Insurance Coverage
Most homeowner’s insurance policies cover storm damage, but the claims process can be complicated. Here’s what you need to know:
- Review Your Policy – Check what is covered, including wind, hail, and water damage.
- File a Claim Promptly – Many insurance companies require claims to be filed within a specific timeframe.
- Get an Inspection – Your insurance provider may send an adjuster to assess the damage. Having a roofing professional present during the inspection can help ensure nothing is overlooked.
For more guidance on homeowners’ rights and insurance claims, visit the National Association of Insurance Commissioners (NAIC).
Storm Damage Roof Repairs: Repair vs. Replacement
Depending on the severity of the storm damage, your roof may need minor repairs or a full replacement.
When Repairs Are Enough
- Small leaks or a few missing shingles
- Minor damage to flashing or vents
- No underlying structural issues
When Replacement Is Necessary
- Large sections of missing shingles
- Severe water damage or rot
- Extensive hail or wind damage affecting the roof’s integrity
A professional inspection will determine the best course of action for your home.
Preventing Future Storm Damage to Your Roof
While you can’t stop storms from happening, you can take steps to minimize future damage.
1. Schedule Regular Roof Inspections
Getting your roof inspected by a professional at least once a year helps catch small problems before they turn into major issues.
2. Keep Trees Trimmed
Overhanging branches can fall during storms, causing significant damage. Trimming trees near your home reduces this risk.
3. Maintain Gutters and Drainage
Clean gutters ensure water flows away from your roof properly. Clogged gutters can cause water backup, leading to leaks and damage.
4. Upgrade to Impact-Resistant Shingles
Impact-resistant shingles can withstand high winds and hail better than traditional asphalt shingles. If you’re in an area prone to severe weather, this investment can add extra protection.
For more information on roofing materials that withstand storms, check out the Federal Emergency Management Agency (FEMA).
Get Expert Storm Damage Roof Repairs in Lancaster
If you need professional help with storm damage roof repairs, JMK Roofing is here to assist. Our experienced team understands what happens when a roof is damaged by a storm and will provide expert guidance every step of the way. From inspections to repairs and replacements, we ensure your home is protected.
Don’t wait—get a free estimate now!
